When it comes to your retirement, it s easy to stick your head in the sand thinking you are too young, too busy and too cash-strapped to worry about the future. Or maybe you're discouraged by all the bad news about pensions? But as the nation s favourite money man explains, even the recession is no excuse to stop planning ahead.But where do you start?And who should you trust?In this step-by-step guide to pensions and building financial security, Alvin Hall separates the myths from the realities, and shows how a little planning and action today will empower you tomorrow. From the very first step of visualising your retirement, to creating a sound and flexible investment plan that allows you to make the most of your money whatever your circumstances.Plan Now, Retire Happy is the essential guide for anyone wanting a happy future. Whether you are 20 or 60 and whatever your retirement dreams, picking up this book is the first step to achieving them.